The degree of flood protection required by this article is considered reasonable for
regulatory purposes and is based on scientific and engineering considerations. On
rare occasions, greater floods can and will occur and flood heights may be increased
by manmade or natural causes. This article does not imply that land outside the areas
of special flood hazard or uses permitted within such areas will be free from flooding
or flood damages. This article shall not create liability on the part of the community
or any official or employee thereof for any flood damages that result from reliance
on this article or any administrative decision lawfully made under this article.